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Mutual Alliance Mortgage Bank > Mortgage & Credit Facilities

Our credit (loan) facilities include:

  • Personal loans
  • National Housing Fund (NHF) loans
  • Mortgage loans
  • Salary loans
  • Business loans
  • Construction/Real Estate loans


Types of Collateral Loans
Credit facilities may be either long-term or short-term. They may also be used either as a single loan, or as an umbrella for multiple loans.


The purpose of our a credit facility is to provide capital to the borrower for multiple purposes and time frames without the need to structure a loan for each one.


A credit facility generally permits the borrower to substitute collateral for the loans at the lender’s discretion without having to redo the loan contract. Thus, a business that uses a warehouse for collateral, may sell that warehouse do to business need and substitute another hard asset as collateral.


Our Credit facilities can be quite large and may encompass multiple terms, repayment schedules, and interest rates, or a credit facility can provide a single large pool of capital with one set of terms. A business should consider which provides the proper tools for managing the business’ credit. In other words, is maximum flexibility most important, or is having known parameters for careful planning and budgeting more important.


Time Frame
Our Credit facilities may be for any duration agreed upon by both lender and borrower. Some credit facilities, particularly those tied to real estate, may have 30 year terms or longer, while other facilities, generally those tied to operating expenses, may have much shorter terms.